India Commercial Banking Report Q3 2011: New research report available at Fast Market Research

June 9, 2011 - PRLog -- Having lost out to public sector players since the onset of the global financial crisis, India's private sector  banks have started to arrest their falling market share. This is a trend we see continuing in FY2011/12  (April-March). Private sector banks are better capitalised, less exposed to credit risks, and more  productive, all of which places them in good stead to weather any softness in economic activity. Longerterm,  we expect the authorities to continue liberalising the sector, eroding the dominance of public sector  banks. From an equity market perspective, there is significant potential for ICICI Bank to outperform the  State Bank of India going forward.  Having lost out to public sector players since the onset of the global financial crisis, India's private sector  banks have started to claw back market share. As the accompanying chart shows, while private sector  banks' share of assets fell to 18.8% in Q209 (from a peak of 21.4% in Q407), largely due to the implicit  sovereign backing given to public sector bank loans during the period, this trend has now started to  reverse. Indeed, private sector banks are now enjoying much stronger asset growth than their public sector  counterparts, and we find compelling evidence to suggest that this can continue in FY2011/12.    Better capitalised: The slowdown in lending during the crisis means that India's private sector banks are  not only better capitalised, but also less exposed to a deterioration in asset quality going forward. Tier 1  capital adequacy ratios (CARs) for private banks such as ICICI, Yes Bank and HDFC are in the double  digits, while non-performing assets remain relatively subdued (see chart). On the flipside, credit risk at  public sector banks, led by the State Bank of India, looks to be much more of a problem. On the  assumption that the economy cools in FY2011/12, as per our core scenario in which domestic demand  loses pace, public sector banks look to be more exposed to any slippage in asset quality, especially in a  rising rate environment.

------------------------------------------------------------
Full Report Details at
- http://www.fastmr.com/prod/169419_india_commercial_bankin...
------------------------------------------------------------

Report Table of Contents:

Executive Summary
- Table: Levels (INRbn)
- Table: Levels (US$bn)
- Table: Levels At February 2011
- Table: Annual Growth Rate Projections 2011-2015 (%)
- Table: Ranking Out Of 59 Countries Reviewed In 2011
- Table: Projected Levels (INRbn)
- Table: Projected Levels (US$bn)
SWOT Analysis
- India Commercial Banking SWOT
- India Political SWOT
- India Economic SWOT
- India Business Environment SWOT
Business Environment Outlook
- Commercial Banking Business Environment Ratings
- Table: Commercial Banking Business Environment Ratings
- Commercial Banking Business Environment Rating Methodology
- Table: Asia Commercial Banking Business Environment Ratings
Global Commercial Banking Outlook
Asia Banking Sector Outlook
- Table: Banks' Bond Portfolios
- Table: Asia Commercial Banking Business Environment Ratings
- Table: Comparison of Loan/Deposit, Loan/Asset And Loan/GDP Ratios
- Table: Anticipated Developments In 2011
- Table: Comparison Of Total Assets, Client Loans And Client Deposits, 2009-2010 (US$bn)
- Table: Comparison Of Per Capita Deposits, 2010e (US$)
- Table: Interbank Rates And Bond Yields, 2010-2011
India Banking Sector Outlook
- Preferring Private Sector Banks
Economic Outlook
- Table: India Economic Activity, 2008-2015
Competitive Landscape
- Market Structure
- Protagonists
- Table: Protagonists In India's Commercial Banking Sector
- Definition Of The Commercial Banking Universe
- List Of Banks
- Table: Public Sector Banks
- Table: Foreign Banks In India
Company Profiles
- Punjab National Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (INRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- State Bank of India
- Table: Stock Market Indicators
- Table: Balance Sheet (INRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- Canara Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (INRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- ICICI Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (INRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- HDFC Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (INRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- Citibank India
- Table: Key Statistics For Citibank India, 2007-2009 (INRmn)
- Standard Chartered
- Table: Key Statistics For Standard Chartered, 2007-2009 (INRmn)
BMI Banking Sector Methodology
- Commercial Bank Business Environment Rating
- Table: Commercial Banking Business Environment Indicators And Rationale
- Table: Weighting Of Indicators

About Business Monitor International

Business Monitor International (BMI) offers a comprehensive range of products and services designed to help senior executives, analysts and researchers assess and better manage operating risks, and exploit business opportunities, across 175 markets.  BMI offers three main areas of expertise: Country Risk BMI's country risk and macroeconomic forecast portfolio includes weekly financial market reports, monthly regional Monitors, and in-depth quarterly Business Forecast Reports.  Industry Analysis BMI covers a total of 17 industry verticals through a portfolio of services, including in-depth quarterly Country Forecast Reports.  View more research from Business Monitor International at http://www.fastmr.com/catalog/publishers.aspx?pubid=1010

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

# # #

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.