If you're not sure about what credit scores are and how they work, it's like this: the banks use computers and all sorts of complex calculations to measure how risky you are as a borrower. They'll then only accept you if you have a credit score over a certain level, known as the 'cut-off' credit score.
Calculate your credit score now using our painfully easy credit score calculator tool!
Our ultra-cool tool works totally anonymously and is designed to help you understand how credit scoring works and how it may affect your creditworthiness.
Just answer the simple questions above and we'll tell you your application credit score instantly — on a scale of 0 to 1000. The higher the score, the better your credit score is. The average credit score, so you've got an idea of where you need to be, is 750.
We'll also then tell you what your credit rating is on our 5-star rating system and how you compare with everybody else.
If you've taken our credit score test, and haven't done particularly well, or are being turned down repeatedly for credit or mortgages, we're also able to offer you a full blown credit file service, with all the bells and whistles, that will set out to tell you why — so you can get things back on track.
credit score http://www.obligo.co.uk/
# # #
Obligo is a free to use consumer website for UK mortgages. Obligo provides free property valuation, mortgage tools and access to mortgage experts. obligo engages with consumers and empowers them to make well informed mortgage and property choices.