Comparing insurance rates online can save families hundreds of dollars

April 20, 2011 - PRLog -- There are plenty of independent websites to check for a home or car loan but hardly any that help you compare car insurance rates (http://loweryourinsurancerate.com) or term life insurance rates. But many of these sites are cumbersome and difficult to find the answers you’re looking for. That was until Lower Your Insurance Rates arrived on the Internet scene.  

Lower Your Insurance Rates is a third party resource that gives you unbiased information on home owners insurance quotes (http://loweryourinsurancerate.com), self-employed health insurance and much more. It is a new online resource that many customers have found to be reliable and informative. David Updike said about Lower Your Insurance Rates, “Your service was better than I expected. It was comforting to know I could compare health insurance and small business insurance quotes from my own home office."

Lower Your Insurance Rate’s objective is to help you find top quality home, care, life, recreational vehicles and small business liability insurance at the lowest premiums. Doug Waterford, an insurance analyst with Lower Your Insurance Rates, says there are a lot of misconceptions about the quality of lower insurance: “You can find very inexpensive policies that don’t cover very much, but don’t be fooled into thinking that all cheap insurance policies aren’t worth much.”

Waterford explains why insurance companies may raise or lower their premiums even if you never reported an accident or had a negative change in your driving record:
“Insurance companies are constantly changing their insurance rates. Sometimes they raise them when there have been a large number of claims, and sometimes they lower rates when they need to pick up more clients.”

There are several personal factors that can also determine whether you pay a higher or lower rate, such as age and gender, where you live, your marital status, and prior insurance coverage. Yet, Waterford says even if you’ve had some changes or have made claims in the past you should still check and see if you can lower your premium by comparing insurance rates on Lower Your Insurance Rates.
Having the right information at your finger tips and being able to talk to a live person is very important in protecting your home or car. Janet Zalinski said Lower Your Insurance Rates not only helped her save cash but made her feel important, "Their response time was prompt. The rep was very helpful and answered all my questions as if I were a VIP."