Collection Removal Las Vegas Credit Repair - Vivix Credit Solutions Credit Repair Company

April 18, 2011 - PRLog -- Vivix Credit Solutions specializes in Collection Removal and Las Vegas Credit Repair services.

Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted Las Vegas clients with credit repair and correcting or removing collections that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.

Although the credit bureaus are required to follow reasonable procedures to ensure that the collections information they report is accurate, mistakes or errors can and will occur and may affect your credit score.

A Collection account is the term used to describe a person's loan or debt which has been submitted to a collection agency through a creditor. A collection account can cause serious damage to your credit score because it indicates that you have not paid your accounts on time and/or you are not willing to repay your accounts. A collection can impact your credit scores by as much as 100 points and can remain on your credit report for up to 7 years.

A collection agency is a business that pursues payments of debts owed by individuals or businesses. Most collection agencies operate as agents of creditors and collect debt for a fee or percentage of the total amount owed. The most common types of collection accounts are first party and third party collections. First party collections are often times subsidiaries of the original company the debt is owed to. Third party agencies are separate companies contracted to collect debts for a fee. There are also debt buyers who purchase debt at a fraction of the original debt amount and then the debt buyer has to attempt to collect the debt.

The collecting of debts by these businesses is regulated by the Fair Debt Collection Practices Act. However, many debt collectors work on commission and are highly motivated to convince debtors to pay the debt. They often use threatening or abusive language and may also misrepresent their rights and what may happen to you if you don’t pay the collection account.

ivix Credit Solutions in Las Vegas will perform a free consultation to review your credit report with you, determine the best credit repair program to meet your needs, provide you with pricing, and answer any questions that you may have about your credit, collection removal, and credit repair services.

Vivix Credit Solutions will also show you proof of the hundreds of Las Vegas clients who have received our credit repair services and will also show you proof of collection removals.

If you have a collection that is more than 7 years old and it has not been removed from your credit report, please contact our office for a free consultation with one of our Credit Experts to discuss how to remove the collection from your credit report.

Vivix Credit Solutions can also assist you with:
•   Late Payment Removal
•   Foreclosure Removal
•   Charge-off Removal
•   Bankruptcy Removal
•   Judgment Removal
•   Repossession Removal
•   Tax Lien Removal
•   Inquiry Removal
•   ID Theft Correction
•   Credit Score

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Vivix Credit Solutions - Licensed and Bonded Credit Services Organization.
We have successfully assisted countless clients improve their credit profiles with Equifax, Experian & TransUnion. Our service fees are extremely affordable and very competitive!