New Market Research Report: Sri Lanka Commercial Banking Report Q2 2011

April 9, 2011 - PRLog -- Remaining Confident On Commercial Banking  We remain confident about the future prospects for Sri Lanka's commercial banking industry for a  number of reasons: its penetration into the overall economy is relatively low; growth, especially in terms  of loans, remains strong; and we expect continued stability in the industry. However, profitability remains  the key risk, with interest margins tightening and non-performing loans (NPLs) increasing.  As with Sri Lanka's overall economy, we remain confident on the future prospects of the country's  commercial banking industry. A key reason for our view is the industry's relatively low penetration into  the broader economy. Total assets, client loans and deposits have been falling as a percentage of GDP  since 2007, reaching 44.2%, 26.0% and 34.7% respectively in 2009. The Sri Lankan economy is one of  the least penetrated in the region, falling behind Pakistan and Bangladesh and only marginally ahead of  the regional laggard Indonesia. We estimate that the ratio of total assets-to-GDP bottomed out in 2010 at  44.3% and forecast that it will increase to 49.0% by 2015.      We expect industry growth to remain elevated. We note the encouragingly quick recovery in loan growth  following the lull in Q409-Q110, with client loan growth spiking in August 2010 to 12.3% year-on-year  (y-o-y), up from 8.0% a month earlier. As such, our projections for growth to hit 15.0% and 13.0% in  2010 and 2011 respectively appear to be well in reach. Furthermore, although the acceleration in asset  growth from Q209 appears to have stopped, it has settled at a relatively healthy level (12.7% y-o-y as of  August 2010), creating upside risks for our 2010 estimate of 9.5% growth. Perhaps a potentially minor  concern is the declining level of growth of deposits. Having said that, like asset growth it is at a high level  - 13.1% y-o-y in August 2010.

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Report Table of Contents:

Executive Summary
- Table: Levels (LKRbn)
- Table: Levels (US$bn)
- Table: Levels At August 2010
- Table: Annual Growth Rate Projections 2011-2015 (%)
- Table: Ranking Out Of 59 Countries Reviewed In 2011
- Table: Projected Levels (LKRbn)
- Table: Projected Levels (US$bn)
SWOT Analysis
- Sri Lanka Commercial Banking SWOT
- Sri Lanka Political SWOT
- Sri Lanka Economic SWOT
- Sri Lanka Business Environment SWOT
Business Environment Ratings
- Commercial Banking Business Environment Ratings
- Table: Sri Lanka's Commercial Banking Business Environment Rating
- Commercial Banking Business Environment Rating Methodology
- Table: Asia Commercial Banking Business Environment Ratings
Global Commercial Banking Outlook
- Regional Outlooks
- Mergers And Acquisitions Outlook For Banks
Asia Banking Sector Outlook
- Table: Banks' Bond Portfolios, 2009
- Tables: Asia Commercial Banking Business Environment Ratings
- Tables: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios
- Table: Anticipated Developments In 2011
- Table: Comparison Of Total Assets, Client Loans And Client Deposits, 2009-2010 (US$bn)
- Table: Comparison Of Per Capita Deposits, 2010 (US$)
- Table: Interbank Rates And Bond Yields, 2010-2011
Sri Lanka Banking Sector Outlook
Economic Outlook
- Table: Sri Lanka Economic Activity, 2007-2015
Competitive Landscape
- Market Structure
- Table: Protagonists In Sri Lanka's Commercial Banking Sector
- Definition Of The Commercial Banking Universe
- List Of Banks
- Table: Licensed Commercial Banks
Company Profiles
- Bank of Ceylon
- Table: Key Statistics For Bank of Ceylon, 2008-Q109 (LKRbn)
- Commercial Bank of Celyon
- Table: Stock Market Indicators
- Table: Balance Sheet (LKRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- DFCC Vardhana Bank
- Table: Key Statistics For DFCC Vardhana Bank, 2007-2008 (LKR '000)
- Habib Bank
- Table: Key Statistics For Habib Bank, 2007-2008 (LKR '000)
- Hatton National Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (LKRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- National Development Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (LKRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- National Trust Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (LKRmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- PABC Bank
- Table: Stock Market Indicators
- Table: Balance Sheet (PLNmn, unless stated)
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
BMI Banking Sector Methodology
- Commercial Bank Business Environment Rating
- Table: Commercial Banking Business Environment Indicators And Rationale
- Table: Weighting Of Indicators

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Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.