Debt Relief Programs - How To Avoid Rip Off Programs And Find Genuine Debt Relief

Feb. 10, 2011 - PRLog -- There are a number of debt relief programs available in the market. Ironically, not all of them can be trusted. This is because of the fact that after bankruptcy was sent to the backstage by the modified bankruptcy laws, the demand for settlement increased massively. This sudden growth in the demand allowed many fraud companies to come in the market and they started cheating the companies. They made money from the consumers and never helped them. It is therefore, important that the consumers must avoid rip off programs and find genuine debt relief. But, how to do so? Let us look for the answer.

The first and the best thing that the consumers can so is to look for debt relief networks. These networks have a complete list of all the authentic settlement relief firms in the industry. The companies listed with the relief networks are authentic because of several reasons. They are, first, the companies are attorney backed.
Second, they are monitored by TASC (The Association of Settlement Companies).
Third, they are registered with BBB (Better Business Bureau).
Fourth, they have a very good track record.
Fifth, they have a very moderate fee structure (6-15% of the overall due and this is the industry standard).
The next best thing that the consumers can do is to conduct direct Google search. The top 4-5 results which show up are the best companies in the market. They satisfy all the above mentioned conditions and can be deemed authentic.
The consumers can also look for the authentic companies at poling websites. The real users have rated the settlement firms there on the basis of the service quality. The higher the rating, the better it is.
These are the three top notch methods. However, there is still one method that can be used and can be at times played as a wild card. Consumers can ask family members and friends if they have ever used any such program and if they have, they can obviously help in locating the genuine ones.

Debt settlement is a viable option to filing bankruptcy and is becoming increasingly popular amongst Americans with over $10k in unsecured debt. Creditors are ready to negotiate. You can literally eliminate 50% of your unsecured debt with a settlement. Check out the following link to locate legitimate debt help in your state.
Free Debt Advice
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