You are probably skeptical right away that you can actually simplify your life by buying your next home without a realtor? Isn't the realtor supposed to be the one who does all the work so that you simply show up and sign on the dotted line. Yes, of course, but have you ever wondered what you could do with all that money (depending on the price of your home, it can run into tens of thousands of dollars)? You could do so many other things that will make your life simpler and better.
When people first begin looking for a home, many buyers ask "can't we do this on our own? Do we really need to use a Real Estate Agent?" The answer is yes, you can do it on your own. There is no law that prevents you, as an individual, from buying property without professional Real Estate assistance. You can search for homes, arrange showings, and even negotiate on your own (although, in some localities, the actual contract for purchase will need to be drawn up by an Attorney). The real question may be "do we want to do it on our own?"
How to buy a home without a realtor?
Do your research.
Find the home that fits your needs by looking at newspaper classifieds or driving through neighborhoods and looking for "For Sale" signs. Arrange to visit several properties.
Surfed the Internet to learn more about buying a home.
Thoroughly inspect the home to the best of your abilities, asking whatever questions are relevant. Decide if the property meets your needs and fits within your budget. Decide if the house is in an ideal location. If not, continue looking at selected properties until you find the right one for you and your family.
Talk to friends and family members
Ask for help from those that have bought a house.
Develop a checklist
Develop a checklist of what you need to do and when (this will vary for each person so it is best to have your own list).
On your Own
You can try to find a "For Sale by Owner" who is willing to sell at a reduced price.
You are completely in control of the pace of the process.
For better or worse, you are your own representative.
You can do your own research, market comparisons, find inspectors and closing agents, etc.
With an Agent
• A much wider choice of properties--every home that is listed with any Real Estate Agency.
• If represented by a Buyer's Agent, the availability of a Comparative Market Analysis to see how the price of the house compares with the current market.
• An Agent is has experience in negotiation.
• Can offer choices and suggestions in Home Inspectors, Closing Agents, etc.
• The Agent can follow up in all of the details related to the Closing.
• Looking to find an Agent? Click here to choose an Agent in your area. You can compare backgrounds, commission rates and more.
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