Ohio Health Insurance Plans – Comprehensive Coverage

Jan. 4, 2011 - PRLog -- Leading health insurance companies like Medical Mutual of Ohio, Anthem Blue Cross Blue Shield, Humana and Aetna offer many kinds of affordable Ohio health insurance plans. In fact, health insurance rates in Ohio are comparatively lower than in other states.
If you do not have coverage from your employer or are self-employed, you can buy health insurance in the open enrollment quota from a carrier of your choice.

Ohio Health Insurance Plans – Choices you have to make

Ohio health insurance companies offer various kinds of affordable health insurance plans like Indemnity, Health Maintenance Organizations (HMOs), and Preferred Provider Organizations (PPOs). HMOs and PPOs work through a network of doctors and health care providers. Indemnity plans allow you to see a provider of your choice, though you have to meet co-payments and deductibles.

You can opt for an Ohio short-term health insurance plan if you are between jobs, just out of college or waiting for your employer-sponsored coverage to start.  Short term plans offer coverage for a limited period of time (of about one to twelve months).

If you are thinking in terms of protection in an emergency, you can opt for a ‘catastrophic’ health insurance plan. A High Deductible Health Plan (HDHP) or catastrophic plan along with a Health Savings Account would cover hospital visits, surgical expenses and emergency room charges. Though monthly premiums are low with these plans, deductibles are quite high. Catastrophic plans are usually purchased by young adults and by people aged between fifty and sixty-five. New health reform offers young adults under age thirty the option of buying a low premium special catastrophic plan.

Compare Plans

If you are looking to buy health insurance under open enrollment, you have to compare various kinds of plans and options before you make your choice. Getting expert help is a good idea. The websites of professional insurance agents help you to get free quotes from the companies they represent and to compare plans. They guide you through the entire process and help you choose the Ohio health insurance plan that’s right for you.  They are also well placed to provide you information on the latest developments in the health care scene. The new reforms are helping more Ohioans to become insured, and offering more benefits for those who already have coverage.  

Website: http://www.onesourcebenefits.com

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Welcome to the most comprehensive Ohio Health Insurance website on the web! Here we will seek to educate you on Ohio Health Insurance Plans for yourself, your family or your business.
Website: http://www.onesourcebenefits.com