Allen Ostrofe, president of Ostrofe Financial Consultants, Inc. in Grass Valley, says finding the right financial planner who can see your vision and put that plan into action is a personal choice, and one that should be carefully made while taking all criteria into consideration.
Ostrofe, who has more than 26 years in the financial industry and works with clients in 23 U.S. states, says there are many advantages to working with a certified financial planner, and he knows that hiring the right person for the job helps to protect your money and your financial future.
“Most financial planners offer a complimentary consultation, which is the first step to education,” Ostrofe said. “Prior to your consultation, take the time to gather all necessary documentation. Having the right information on hand, including your income, expenses and goals, will provide your planner with a clear picture of your financial health.”
Talking openly and honestly with your financial planner allows for informative discussions and helps you both to set realistic short and long-term goals. Although experts suggest that financial and retirement planning start at an early age, all agree it is never too late to begin. Clearly defining a person’s expected retirement monthly income and expenses helps financial planners and heirs to protect their assets and better manage their estate.
“Financial planning is not only for the wealthy. It is for anyone interesting in changing their life,” Ostrofe said. “In an economy where people are no longer guaranteed Social Security or retirement assistance upon reaching age 62, taking control of personal finances is not an option, it is a necessity.”
Ostrofe Financial Consultants specializes in life and goal planning, business planning, generational planning, and estate planning. For more information, visit www.ostrofefinancial.com
A native San Franciscan, Allen Ostrofe has over 26 years of experience in the financial industry. He is a Certified Financial PlannerTM, has authored over 100 investment articles for local and regional publications, is a past professor of financial planning at Sierra College and a frequent speaker on the subject of long-term investing.
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