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"Beyond the Stampede"--An Insider's Look at The Housing Crash

"Beyond the Stampede," a new book from real estate financing expert Robert Bianchi, is an insider's look at the housing crash, predictions on a real estate turnaround and how to begin to prepare for future real estate buying opportunities.

 
 
"Beyond the Stampede" by Robert Bianchi
"Beyond the Stampede" by Robert Bianchi
PRLog - Nov. 17, 2010 - WESTLAKE VILLAGE, CALIF.--"Beyond the Stampede," a new book from real estate financing expert Robert Bianchi, is an insider's look at the housing crash, predictions on when a real estate turnaround might occur and how to begin to prepare for future real estate buying opportunities.

      Bianchi, owner of London Funding Corporation in Westlake Village, Calif., doesn't mince words in his view of what he calls "cowboys" in the real estate brokerage and lending industries. "There has always been fraud and corruption in real estate transactions," says Bianchi. "I've seen it again and again. The temptations are just too great for some. Greed and unethical behavior by buyers, loan officers, lenders and real estate brokers, along with a naive belief that real estate prices would always go up, created the perfect storm that led to the catastrophic events we are experiencing today."

      Bianchi believes we won't hit the bottom of the housing price slide until the end of 2011 or even into 2012. And, don't expect another real estate boom anytime soon. "Current loan modifications are only temporary fixes. If the changes we've made in financing and loan underwriting become permanent," he says, "annual real estate appreciation won't be much higher than the rate of inflation over the next 10 years."

      For people who want to purchase a home, Bianchi suggests they plan now. "You have time," he says. "You're not under the pressure of an overheated buying frenzy. Be patient, be shrewd and know your market."

      "Beyond the Stampede" contains simple, easy-to-follow guidelines to reduce debt and add to savings so when the time is right, would-be homebuyers have the best chance to qualify for a mortgage. "I wrote this book," explains Bianchi, "specifically for buyers who want to get into a home the right way. It's for buyers who don't want to stress over every uptick in interest rates or worry about whether housing prices are going up or down in their neighborhood."

      As a mortgage broker, Bianchi has funded thousands of loans over the years. He is member of AmeriFund Lending Group, with over 150 independent loan originators who have funded more than $5 billion in loan transactions in the past 10 years.

      To purchase "Beyond the Stampede," go to website: www.beyondthestampede.com. A downloadable version of the book is also available.

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"Beyond the Stampede," a new book from real estate financing expert Robert Bianchi, is an insider's look at the housing crash, predictions on when a real estate turnaround might occur & how to begin to prepare for future real estate buying opportunities.

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Source:London Funding
City/Town:Westlake Village - California - United States
Industry:Banking, Finance, Real Estate
Tags:mortgage crisis, lending, home buying, housing market, robert bianchi, beyond the stampede, qualifying for a mortgage
Shortcut:prlog.org/11078966
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