Get a FREE Credit Report and Improve Your Score by 100 Points in 24 Hrs

Oct. 9, 2010 - PRLog -- Get a free credit report and improve your score by 100 Points in 24 hrs is possible.

Is in it just embarrassing when you get declined for a large purchase and everyone in the lineup is starring you down? It's down right embarrassing. What most people do not realize is that your credit card company should be notified of the large upcoming purchase you are about to make.

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By you placing the phone call to your credit card company before hand, you may be notified of some issues with your account. Maybe your line of credit has been decreased because of some problem within your credit report. Credit card companies will always decline an unusual large purchase but even more so if your credit is bad. It's always a good habit to check your credit report for free and call your credit card issuer before making a large purchase. This will avoid you being embarrassed and will also make you aware of any known issues with your credit.

2 Way To Get A Credit Report

1. Speak to the account services department within your credit card company. Ask them if there is any major issue with your credit rating from the latest report. They won't give you a credit report for free but they will point out issues within it. Then you may proceed to solve them.

2. Get a report for free from an online resource.

Once you have the credit report in front of you, issues will become much more clear. You will see exactly what is going on and sometimes you may even come across accounts that you haven't even opened. By reviewing you credit report you will gain the peace of mind to make the large purchase hassle free.

Improve Your Credit Score by 100 Points in 24HRS

• If there is an issue on your credit report resolve it before you make the large purchase

• This may decrease your interest rate and also the credit card company may increase your credit line

• This will allow you to save money and also spend more while paying less in interest

• If there is an issue, call the credit issuer in question and resolve the matter

• Sometimes they place late payments on your account which should not be there

• By correcting just a simple error like that you can improve your credit score instantly

• There might be more than just 1 error which means your score will improve higher

So before you make the large purchase, make sure you have looked at your personal report. It will give you the peace of mind of not getting declined. You will save money by improving your score and lowering your interest rate. Also, you will able to spend more and pay less in interest by increasing your credit limit. Most people who get a credit report before making a large purchase save 5-7% annually on their credit card bills.

Get your free credit score report - http://www.ficofreecreditreport.info/

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