Leading online insurance broker Contact Insurance has reassured those who have been declined life cover due to pre-existing medical conditions by launching a new Impaired Life cover search service.
It has been well documented in the UK media that conditions such as Heart Disease is the main cause of death in the UK. It is responsible for 38% of all deaths. In 2003 Heart Disease alone caused 114,000 deaths a year in the UK: approximately one in five deaths in men and one in six deaths in women. This compares to around 62,000 deaths a year from Cancer.
David Yates, Head of Marketing at Contact Insurance added: “There are many people out there who have tried to get Life cover in place only to be declined due to their health conditions, even if it is well controlled by medication. Most people accept that they will have to pay higher premiums for life cover due to their medical condition, and many are prepared to do just that.
People with other medical conditions such as Cancer, Diabetes, Multiple Sclerosis and certain mental illnesses such as Anxiety, Depression and Schizophrenia would also face being declined for standard Life cover.”
As a whole of market broker for Life Cover, Contact Insurance feel they can offer a unique service to those who have a serious health condition and unable to get life cover. They will search the entire market, including Aviva, Zurich and Axa to find the best Impaired Life cover deals from across the market. They also allow people to use their website at http://www.contactinsurance.co.uk/
