Equifax Personal Credit Report-Phone and Address Information

July 10, 2010 - PRLog -- Equifax is one of the three credit bureau agencies. Everyone is entitled to one free finance report each year. There are a couple of things the report will show including; credit scores, opened and defaulted accounts, phone and address information and much more.

Aurora Lillo Editor of the "Get MY Credit Report" website -- http://www.GetMyCreditReport.biz -- pointed out;


“...Many people seek an up-to-date credit report to make sure their identity has not been stolen. With the increase of identity fraud, account agencies are now offering people the chance to protect themselves. Some of their account services include annual credit report requests, fraud alerts, freezes and dispute options...”

How To Request a Free Annual Report From Equifax

To get an up-to-date report from Equifax, go the agency's main website. Next, you will be asked to request a report by choosing your current state of residence. After that, you will be taken to another page which will require you to fill out some basic information such as your name, date of birth, social security number, current address (and past address if it applies). People have the option to receive reports over the web, or in the mail (or a combination of both). The site is also sponsored by the other two account agencies; TransUnion and Experian.

From there, you will receive a report that shows all of your activity regarding loans, lines of credit, employment and address history.

It is important to check your financial status every year in order to monitor for scams, fraud and unlawful charges. Some people's lives have been tarnished because they didn't know they were a victim of identity fraud.

Viewing Credit Scores

There is a small fee for viewing specific scores. This is essential to those who want to know what their chances will be of getting a loan from creditors in the future. Most creditors are worried about lending money to those who have a poor credit score.

Fraud Alerts and Freezes

“...Requesting a fraud alert is quite simple. The alert will remain active for 90 days. There are options to extend the alert (the information is available in a free downloadable PDF document on the main website). When a fraud alert is made, your personal information and alert will be forwarded to the other two agencies (which means you don't have to contact them separately). This is a good option to protect your identity and credit...” added A. Lillo.

Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.GetMyCreditReport.biz