Is Your Dream House Insured?

Tips to keep in mind while buying a Home Insurance policy
By: Windchimes Communications
 
June 29, 2010 - PRLog -- There are a thousand dilemmas one has to face while buying a house, making every little corner of it beautiful. Then why should you not think over before buying an insurance policy for your dream house. You would do everything to protect your dream-home from everything unpleasant.  To make sure that your dream stays protected, here are a few tips that might make your home insurance buying hassle-free:
•   Extended coverage should be bought if new property acquisitions made by you are not covered by the home insurance company
•   You should ask for optional coverage if you are dwelling in areas frequently impacted by floods and/or earthquakes.
•   Make sure your home and assets like electronic equipments and baggage are covered from fire and allied perils, burglary and theft and breakdown of domestic appliances
•   Compare the quotes and coverage of every major home insurance company thoroughly. This will lead you to a cheap home insurance policy with smaller premiums.
•   Before subscribing to any home insurance policy, you should essentially be assured of the financial standing of the home insurance company in question.
Bajaj Allianz has launched the Easy Householders Package Policy, keeping these tips in mind. The policy can be bought easily as an over-the-counter kit and gives the buyer an option to choose from 3 premium plans viz. Rs. 650, Rs. 1030 and Rs. 1910 as the premium amount.
Other key features of the policy are:
•   Waiver of under insurance- This means that if the assets have been insured for a sum insured less than their value, in case of a claim, the entire sum insured will be payable and no under-insurance charges will be deducted, as in a regular home insurance.
•   It not only protects house owners tied up in housing loans but also aged people for whom their home is the only asset as well as tenants in a rented accommodation.
•   The policy also offers benefit of temporary removal of contents

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About Bajaj Allianz:
Bajaj Allianz General Insurance is one of the leading private general insurance companies in India and offers various general insurance products like motor insurance, home insurance, health insurance and also unique insurance plans such as wedding insurance, Event Insurance, Film insurance.
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Source:Windchimes Communications
Email:***@windchimes.co.in Email Verified
Zip:400051
Tags:Insurance, Home, Safety, Policy, Easy, Buying, Assets, Finance, Bajaj, Allianz, Insure, Tips, Top
Industry:Insurance, Home, Policy
Location:Mumbai - Maharashtra - India
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