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Follow on Google News | Credit Card Debts Have You Stressed? - Don't File Bankruptcy! - Consider Your Debt Relief OptionsCredit card debts have you stressed? Before filing bankruptcy consumers should fully analyze their debt relief options.
By: FreeDebtSettlementAdvice.com It is therefore better that you look for other debt relief options. The best thing that you can do if your debt is over $10,000 is that you can go for debt settlement. You can hire a professional debt settlement company. A professional company has a complete understanding of the banking system and it also knows the loopholes in the system. The professional negotiator from the company will make use of those loopholes to bag a generous settlement deal for you. Once you hire a professional company, the negotiator from the company will advise you to go delinquent and stop paying the creditor. Once you do so, the creditor will wait for a period of 90 to 120 days and then sell off your debt to a collection agency for as little as 20-30 cents on the dollar. It is then that the professional negotiator will contact the creditor and offer 40 cents on the dollar. This is a much better deal from the perspective of the creditor as it would mean 100% ROI for the collection agency. This will also mean 60% savings for you. Thus if you are stressed with the credit card debts, it is better that you look for the alternate debt relief options instead of filing for bankruptcy. If you have over $10,000 in unsecured debt it may be a wise financial decision to consider a debt settlement. Due to the recession and overwhelming amount of people in debt, creditors are having no choice but to agree to debt settlement deals. To find legitimate debt reduction help in your state and get free debt advice then check out the following link. http://www.freedebtsettlementadvice.com # # # FreeDebtSettlementAdvice.com is a matchmaker in the debt reduction industry. We pair consumers up with debt specialists in their area free of charge that are most likely to get consumers the best deal. http://www.freedebtsettlementadvice.com End
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