Process Credit Cards With PayPal using USBSwiper.com Award Winning Point of Sale Software!

May 7, 2010 - PRLog -- For years, traditional merchant credit card processing companies have held a monopoly over small and medium sized businesses.  They have had "Carte Blanche" to charge exorbitant rates and fees and hide them under the trickery of their low teaser rates that anyone who understands credit card processing tiered rate structures would know is a joke!

PayPal has attacked these credit card processors hard... unfortunately very few brick and mortar businesses know about the better FLAT RATE processing that PayPal can offer a merchant.  The reason being, is that PayPal has always been a Website based credit card processing system.  now you can easily process credit cards with PayPal point of sale.

Until recently, a business could not easily take credit cards in a "swipe" fashion using PayPal.  It was only available as a virtual terminal whereby the merchant had to type in all the information.  If you were a small business doing any volume of sales at all, this was an inefficient, time consuming and cumbersome way to take credit cards "Point of Sale".

Along came USBSwiper.com which interfaced with the PayPal Processing System that now allows users to take credit cards point of sale in the blink of an eye and capture all the amazing benefits that the PayPal System offers.

Small and medium sized businesses would salivate if they knew how much money that could be saving if they knew about this amazing system.  No longer would they be held hostage to higher processing rates for mid and non-qualified transactions and American Express and Discover Card transactions  (all of which are 80% of a merchants transactions).

Here is an explanation of what these higher transaction rates are:

The Truth about Merchant Credit Card Processing Fees & Costs.  Typical Merchant Credit Card Processing Companies lure you in with low teaser transaction rates such as 1.70%!  They tell you that they have the lowest rates going - right?  They may very well offer a low start rate which on the surface appears to be great – that is - until you really understand how it all works.  You see, there are what is called “Qualified” and “Non-Qualified” Transactions.  “Qualified” transactions are the ones that get you the low teaser rates.  However, (and here is what the Merchant Companies don’t want you to know) very few transactions are considered “Qualified”!  Business cards, International Cards, American Express Cards, Discover Cards and the Hundreds of different Rewards & Airline Mileage Cards all fall under the “Non-Qualified” transaction rate guidelines & based on several factors, the rates on these transactions can run you as high as 4% or more!  When you average out your overall monthly transaction rate costs, your “True” rate can actually be well over 3%!  And because of that, these companies are very quick to want to “Lock-You-In” to a long 1 – 3 year contract for that very reason.  They know that once you learn the truth, it’s already too late.

With USBSwiper.com and PayPal, there are no such things as “Qualified” or “Non-Qualified” Transactions. All your transactions are priced at one LOW FLAT RATE for ALL Major Credit Card Sales.  In addition, the low “teaser rates” that those other companies throw at you typically also get offset by expensive terminal leasing or purchase costs (especially wireless terminals!) and other monthly “junk” fees such as “Statement Fees” that they charge you on the back end.  So in the end, USBSwiper.com can actually save you hundreds of dollars per month on your processing fees and terminal costs over other systems.  

Here are some of the other amazing benefits a small and medium sized business will get when they get this amazing system:

•   1 Low FLAT Transaction Rate Covers ALL Major Credit Cards & Saves You $$$ Over All Other Systems!
•   “Swipe” & Process All Your Credit Card Sales Live & In Real Time Anywhere! No Typing Credit Card #’s!
•   Use at Fixed or Remote Locations - Same Low Rates for “Wired” or “Wireless”!!
•   No “Batching Out” or Calling in Authorizations Later Praying That Your Transactions Get Approved.
•   Your Sales are approved in Seconds! - Funds Are Deposited Instantly Into Your PayPal Account!
•   No Long Term Contracts - Have 1 or 100 Terminals with Only One Merchant Account!
•   No Expensive Terminals to Purchase or Lease.  Get Rid of That Antiquated “Knuckle Buster”!
•   Have a Website? Manage Online, Phone, & “In-Person” Sales All With 1 Simple, Easy To Manage Account.
•   Uses The Popular “PayPal” System and Easily Integrates with your QuickBooks or Quicken Accounts.
•   Download Your Transactions & Customer info to Excel Spreadsheets for Easy Inventory Management.
•   Print Receipts to Many Different Type of Printers including our light, portable Thermal Receipt Printer.

This is truly an amazing system that more small and medium sized businesses need to know about.  The benefits are long and the expense is not.

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USBSwiper.com is the Unique & Truly Affordable Wired and Wireless Credit Card Processing Solution for Businesses. No Expensive Hardware to Purchase or Lease, USBSwiper uses equipment Businesses already own... Their Laptop along with the inexpensive USBSwiper card reader.