Credit, Money and Economic Health Book Release

March 8, 2010 - PRLog -- NTI Financial Services brings to you Credit, Money and Economic Health designed to foster a comprehensive understanding of the economy.  Credit, Money and Economic Health will breakdown the flow of a healthy economy and the effect a bad economy has on consumers, banks and businesses alike. Consumers can contribute to a healthier economy. With the right conditions, we can create more wealth but we have to start with ourselves first. As consumers and business owners we must all participate in improving our financial and credit health. It imperative that consumers understand that a responsible borrower will contribute to creating a continuum in the liquidity of credit.

The economy grows when individuals and businesses recognize new markets and new opportunities and have sufficient confidence to accept the risks involved in pursuing these opportunities in the hope of earning income if they are successful. Overspending leads to high interest rate and unaffordable monthly payments, which leads to late payments or no payment at all which results in bad credit. Bad credit leads to low credit scores, high interest rates, or declined credit applications. Economic growth is not the consequence of government policies or of some master economic plan. It results from millions of people individually seeking what is in their own interests by providing what is in the interests of others, and the collective consequence of their actions is to increase the number of jobs in the economy, the wages earned by workers, and the income and wealth of the nation.

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