Denver Collision Auto Body | Prestige Imports Collision Repair Announces Car Insurance Buying Tips

Feb. 16, 2010 - PRLog -- Denver, Colorado - Prestige Imports Collision Repair Center today released a public service announcement intended to inform car buyers of basic tips to guide automobile insurance coverage purchases. Auto insurance purchase tips include the following:

1) Know the Basic Types: Liability, property damage, medical, uninsured motorist, and collision coverage are among the major categories of automobile insurance available. State governments mandate certain types of coverage. Insurance providers can serve as a resource to educate insurance buyers on the types of insurance available and provide information on mandatory coverage.

2) Know your Automobile: The type of automobile to be insured can significantly affect the cost of car insurance. A high performance sports car may have its appeal but be aware that insurance coverage costs can be higher. Insurance costs can easily be overlooked when deciding on a new car to purchase but smart consumers will take insurance costs into consideration.

3) Personal Information: Your gender, age and driving record are typically key factors that can affect insurance premiums. Single males under 25 for example tend to pay more for automobile insurance due to their statistically higher incidence of accidents. It stands to reason that speeding tickets and other driving violations can drive up insurance costs. Fortunately driving behavior is something that drivers can control by taking precautions.

4) Insure at the Correct Level: While it’s essential to maintain a certain level of insurance it also can be expensive to over insurance. States typically set minimum levels for coverage, however, minimums may not be enough depending on factors such as the automobile’s value and personal assets. For advice it’s often best to consult an insurance specialist.

5) Protect your Credit Rating: A number of major insurance companies now consider credit ratings among determinants for insurance premiums. A history of financial responsibility and prudent driving behavior are considered complementary. Monitor your credit rating to make sure inaccurate information does not adversely affect your credit and drive up insurance costs.

The Prestige Imports Collision Repair Center is open Monday through Saturday. Additional information about services is available at the company’s website at www.denver-auto-body.com.

About Prestige Imports Collision Repair Center
Prestige Imports Collision Repair Center is a long-established collision repair center located in Lakewood, Colorado. The facility provides expert auto body services for all makes and models of vehicles. Prestige Imports Collision Repair Center specializes in providing auto body services for Audi, Porsche, Mercedes-Benz, Volkswagen, Acura and Honda automobiles. The company is the only Audi and Volkswagen certified “all car” and aluminum structural repair facility in the region.

Contact
Name: Jim Frost
Email: jimfrost@prestigeimports.net
Phone: (303) 238-7391

Prestige Imports Collision Repair Center
1590 Dover Street
Lakewood, CO 80215