Ember JD, an insurance broker based in East Molesey (www.emberjd.com)
"We have schemes available for let and unoccupied properties" says David Nash of Ember JD. "A large amount of our business is for let properties, whether it be a standard semi detached property or a block of flats. We have extremely competitive premiums and are confident we can save people money on their renewal premiums."
One area of insurance where people struggle to get quotes for is the unoccupied property market. "We get a lot of enquiries for people with unoccupied properties" says David. Whether this is because the property is usually let but currently has no tenants, the property is up for sale or if the client has been left a property by a family member and remains unoccupied for a period of time, we can quote for it. Our unoccupied rates are flexible as people get the choice as to the length of the policy, such as 3, 6, 9 or 12 months. This is ideal for people who have a property up for sale and need insurance in the interim, but don't want to pay an annual premium. They can simply take a 3 month policy and keep renewing for 3 months at a time if the property remain unsold."
Ember JD are a fast growing broker, they can also quote for flood risks and for people with previous criminal convictions who are struggling to find cover elsewhere. In times where many brokers take the easy option and only insure the straightforward risks, Ember JD are flying the flag for those who may require something a little bit different. They can be contacted through their website at www.emberjd.com
