Are you tired of dealing with large financial institutions that don’t care about you? Have you had it with them charging you high fees? Clearing your higher checks first so that you have to pay more NSF fees. This is a common problem identified by the 2009 USA Today study and the motivating factors for people switching financial institutions. Kemba's fees are 30% lower than other banks in Memphis according to this survey.
There is an easy and simple solution. Join Kemba Delta Federal Credit Union. Kemba has been serving the Kroger grocery store employees and family members since 1934 as a not-for-profit financial institution. We’ve just completed our 66 consecutive quarter where we have been rated a “5” Superior by independent firm BauerFinancial putting us in the top 10% of all Credit Unions in the US. Now, they have opened up their membership to include businesses and associations in the Memphis, TN area. That’s right any business or association can enroll in membership, and then all your immediate family members can join as well.
If you think there is a fee or cost of offering membership to your company and employees, you’d be mistaken. In today’s times of high cost for benefits and companies cutting back, you could offer membership as part of your benefits package. Yes…the best part of this is NO COST TO YOU OR YOUR EMPLOYEES TO BECOME MEMBERS!
Enrollment is as easy as filling out a letter on your letterhead stating that you want to offer your employees the benefits of Kemba Delta Federal Credit Union. Then it is open to all employees and their immediate family members to join, once a member always a member. Your savings are federally insured to at least $250,000 per account and backed by the full faith and credit of the United States Government.
They are currently offering 3.25% on “Hot Rates for Hot Rods” auto financing which they extended through March 31st. Free checking, no minimum balance required. Free debit cards with no fees! No Credit Check loans once a year based upon length of employment. Christmas Club for Savings. Convenience…
You owe it to yourself to enroll today. Kemba Delta is the credit union who wants to serve you and your family. Joining Kemba Delta will help your money go farther and you’ll be able to save more of your money because of the lower loan rates and fees. Take that step…give us a call or send us an email. Your employees and family members will be glad you cared enough to offer them these benefits.



