Which Banks Do Not Use Chexsystems

Jan. 21, 2010 - PRLog -- Millions of Americans are on a slant that they definitely do not want to be on. It’s the register formed and maintained by ChexSystems identifying people who have had banking evils in the history. It’s also the slant that prevents millions of us from receiving a new stock account each year. If you are on the file, you know how brutally it can assume your life. It is hard and pricey to live in advanced club without a stockpile account—easy tasks such as cashing a repress, paying a check, or receiving currency are made much more intricate. Check cashing fees and money orders can take a big chunk out of each salary.http://www.chexsystems.info/2010/01/03/finding-a-non-chexsystem-banks/

If you are on the directory, it is important for you to know what ChexSystems is (and what they are not). ChexSystems is not a layer—they are a folders visitors that acts as a consumer treatment activity (CRA), collecting facts about banking customers. In particular, ChexSystems maintains a nationwide folder of banking customers who have been reported for script bad checks, defrauding banks, having unpaid stock debts, or having too many “non-sufficient income” (NSF) stuff. ChexSystems tries to keep a low municipal profile (and they’ve done a beautiful good job of it). ChexSystems does not have a band Web location, and it is relatively obstinate to find information about them.
http://www.chexsystems.info/tag/non-chexsystems-banks/

If you are on the ChexSystems incline, you have three options.

* You can finish to live without a mound account, and pay the beyond expenses and split with the inconvenience of with Check Cashing supplies, Money Orders, and with coins for most transactions.

* You can try to get off the ChexSystems slant (which is not impossible, but can be confusing and grueling for most people).

* You can explore around for a reserve that doesn’t use ChexSystems and that will tolerate you to open an account even though you are on the ChexSystems listing. Luckily, several Federally Insured Banks and standing unions do not use ChexSystems. Unfortunately, decision one can be like ruling a needle in a haystack.

Several Web sites and classified ads collect to have a catalog of non-ChexSystems banks. Unfortunately, most of these lists are out of court and inaccurate. Even worse, many of these lists cost money (with no refunds presented!).

There are, however, some chairs to find gratis information, with a released lean of non ChexSystems banks. However, if you necessary a great tilt account, you don’t need to look any spread — we’ve reviewed hundreds of banks, and consider the AccountNow Visa Card account is the best minute venture shore vacant.
http://www.chexsystems.info/2009/12/26/which-banks-do-not...