Legitimate Cash Advances Lenders - Saving Money By Going Direct

Jan. 7, 2010 - PRLog -- Fortunately there are plenty of legitimate fast cash lenders out there. Simply understanding how they work, and what to look for, can keep you from getting ripped off.

Hector Milla Editor of the "Direct Cash Advance Lenders" website -- http://www.DirectCashAdvanceLenders.com -- pointed out;


Direct Lenders

“…Finding a lender directly can save you a lot of money. While a referral service can provide you with many services to choose from, they tend to end up costing you more money in the end. Since the lenders have to pay advertising fees to use the referral services, those costs get passed on to you. If you need a cash advance, find one directly. If you find a site that looks good, read the fine print. If it mentions bringing you the best offers available for you, keep looking because this is a referral service…”

Legitimate Lenders

There are many big names in the payday loan industry. There are also many thousand, if not more, smaller lenders in the field. A smaller lender can be just as legitimate as a larger one. Read through customer reviews, research some, and most importantly, if your gut tells you to run, then do it! A legitimate lender will make their fees clear for you, and will have easy to understand terms. Many quick cash lenders have started to charge a small amount of money for the application. This isn't really necessary with all the lenders available that will allow you to apply for no fee. Another thing to look for is a lender that uses secure encryption on their website. This will ensure that your information stays secure and protected.

What You Need to Apply

“…Applying for a direct cash advance is generally easy. You need to have an active checking account. Some companies will allow you to apply without a checking account as long as you have a savings account. You will need to have phone numbers for employment and banking verification, or have three months of pay stubs and bank statements to fax. Fill out the paperwork, and wait for a confirmation. All of the terms of the loan should be spelled out so there will be no surprises down the road. The money is usually made available to you with in 24 hours. You should hang on to the confirmation you receive, because that will contain all the customer service information you may need later on…” added H. Milla.

Further information and instant approval payday loans regardless of your credit by visiting: http://www.DirectCashAdvanceLenders.com