If you need a payday loan right away then your best bet is an online cash advance site. This site below features many top lending companies which are known for their reasonable rates. We especially recommend 100 Day Loans for their low costs:
http://www.nofax-
Payday loans should really be a later resort after first checking if you can arrange financing at a more normal interest rate and repayment period. But when you're stuck, an online cash advance can bail you out.
Ben Rohm works for a leading online financial company. Speaking of payday loans, he mentioned that "You can usually borrow up to $1500 at a time. You definitely need a checking account and a job. The company will then debit your account once you've been paid."
Try not to have any problems paying it back on time; as charges increase if the credit is extended.
If you arrange it online, you can usually get your funds in minutes. This is a huge advantage from the old fashioned way of heading out to a paycheck advance storefront, standing in line, applying then waiting days for approval. Everything is done super fast, so you can get the payday loan right away.
Basically if you have a job and a bank account, you're approved!
