Securing Small Business Loans in these Credit-Tight Times

PR Log (Press Release) – Nov 17, 2009 – MICHIGAN - A Federal Reserve report showed that U.S. banks continue to tighten standards for commercial and industrial loans.  Sixteen percent of these banks restricted credit availability to small business firms.

Small business owners have been deeply affected by the recent credit crunch and some are forced to cut jobs or worst, stop operations and close down.  Even those with good credit standing find it difficult to secure the loans they need to sustain the business.

Time is of the essence to the small business owner.  The last thing a struggling business needs is another wasted effort in loan application.  Waiting for credit approval only to be denied in the end is a tiring process.  

If you are a small business owner wanting to secure a loan fast and with less hassle, it is best to seek the help of an expert business credit consultant.  

Top Michigan financial firm, Graceful Financial Solutions (GFS), offers free credit consultation to small business owners who need to obtain financing.  

With years of experience in helping clients get approved of personal and business loans, an industry leader like Graceful Financial Solutions has a strong database of vendors and lenders with whom they share a well-built relationship, to assure you of building good business credit and secure your much needed business financing.  

Moreover, expert business credit consultants have flexible, practical solutions to address any credit history.  They will help you build up your business credit profile and score so you can establish your business credit report.      

GFS founders, brothers Ryan and Earl Carruthers, have always lived up to the premise of helping small business owners build a strong business credit foundation.  “Our excellent service and flexible hours ensure that you will achieve excellent business credit. Once this is achieved, we will connect your business with our national network to get you the business financing you need. By your third month, you can secure up to $2,000; after a year you can secure up to $50,000,” they said.

Founded on a philosophy of honesty, optimism and belief, Graceful Financial Solutions believes that every business can financially prosper, no matter how new and small it is.  
Having the right tools and knowledge is the key to business success.

Reaching out with grace, GFS has helped alleviate financial concerns and changed lives by increasing credit scores, keeping businesses afloat, improving credit reports, and preventing foreclosures, among other effective financial resolutions.

For more information, visit http://www.gracefulfinancial.com or call 313-887-7775.