Peter Strojnik
In the past, the insured could reasonably expect the insurance company to lowball a property claim by 10-15%. Those days are gone. We are currently handling a case where the insurer lowballed the insured by 230% - from the insurance company appraisal of $281,104.69 to the actual Appraisal Award of $650,529.91 – a difference of $369,425.22!
Here is what you and every other business and homeowner should do: You should maintain a current photographic and documentary inventory of every piece of personal and real property, every piece of inventory, machinery, tools of the trade, down to a paperclip and a half used jar of Skippy’s peanut butter in the fridge. Remember, if you do not have the proof, the insurer will not pay! If you do – and you have a lawyer/adjuster on your side – the insurance company will be much less likely to try and lowball your claim.
About Peter Strojnik: Peter Strojnik is a leading attorney and a licensed insurance adjuster whose interest is the prevention of insurance fraud both by the insurance companies and by unscrupulous public adjusters. For further information go to www.strojnik.com or call Peter Strojnik at 602-297-3019.
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Peter Strojnik, P.C., lawyers and adjusters, protects insureds from overreaching by the insurance companies. Our mission is to assure that insurance companies stick by the bargain they have made - play fairly with the insureds and settle claims timely.
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