Because most families in America now live in a technology-dependent culture, almost all of your personal information is being stored and sent with every transaction you make. All of your banking is now done online, almost all of your purchases are with credit cards or through a website, and your social security number is passed around as your account number on countless applications. Even with your best effort to protect your passwords, and limit who you share this information with, it has become relatively simple for criminals to access this critical data. Especially with your additional purchases during this upcoming holiday season, almost anyone you hand your credit card to may easily copy your information. You can simply type “identity theft” into any search engine and see hundreds of current events that are affecting people in every community in the country. Once your information is compromised, it will affect your credit score, your ability to open new accounts, or even hinder you from getting a mortgage on a home. It can cost you thousands of dollars to recuperate from this type of devastation.
So how can we protect ourselves? Many companies and credit cards are offering identity theft “monitoring”
