If you are comparing the various different policies, you should ensure that before you purchase that you are adequately covered for each benefit. The cover on essential benefits is sometimes reduced by insurers to reduce the premium, which sometimes results in pet owners finding that when they come to make a claim they do not have sufficient cover.
Comparison websites can be an ideal method to finding the lowest premium for your pet but often they do not compare the cover offered by every insurer.
Mark Effenberg, Chief Executive of Healthy Pets, commented, ‘We carefully select the levels of cover for each benefit in our policies to ensure our customers are not left under insured. We know from our own research that a number of other pet insurers are not doing the same. The Which? report has confirmed this and we hope pet owners will look a bit further when choosing their policy.’
Healthy Pets offer three levels of cover, £ 1,000, £3,000 or £5,000 per illness, which gives pet owners a choice and there is an excess of only £65 per condition. There are no hidden extras such as higher excesses and percentage contributions towards claims when pets become older, which is unlike many other insurers. Conditions which are ongoing are covered and clients are able to keep claiming indefinitely for the same illness up to the value of the policy.
As an independent, dedicated company, Healthy Pets only deals with pet insurance and one phone call results in speaking to one of the friendly team who will handling your policy. Alternatively there is an interactive website where clients can email, renew policies, request claim forms and add on extra pets.




