DYO Claim.com Save Consumers Hundreds Of Pounds In Upfront Fees And Commissions Paid To Other Firms

Oct. 30, 2009 - PRLog -- CREDIT CARD CHARGES?
CREDIT CARD DEBT?
BEEN MIS-SOLD YOUR PPI?
BEEN CHARGED UNFAIR BANK CHARGES?

Order their simple to follow information pack today to make a valid claim for compensation and receive and keep all the compensation awarded why pay fees or charges to a company when you can do it yourself and keep all the money, most companies can charge as much as a third of what you get back, in some cases charge an upfront fee in the hundreds. To be successful in claiming yourself for mis-sold PPI, unfair bank charges, and credit card charges you will need to prove that the company or adviser (your policy provider) did not comply with the specific selling rules relating to the sale of your policy. Don't be put off, keep the pressure on your insurer/IFA and if your claim is rejected, refer your claim to the FOS or the FSCS, these two services are available at no cost to you.
Order the information pack relating to the claim you wish to make i.e. claim for mis-sold PPI or unfair bank and credit card charges (the  packs are absolutely free to download). They both come with an easy to understand, step by step guide to help process your claim, which will give you the opportunity to make your own professional claim and if successful, you get to keep all the compensation,thats right, no upfront fees, no back end commission gauranteed. It all yours 100% of it.

You have nothing to loose, and maybe a lot to gain. If you feel you have been mis-sold your PPI policy or have been charged unfair bank charges, don't delay order your pack now and make your own claim today. Buy their PPI Info claim pack today and get an extra free template letter for chasing up a reply from the Bank or firm. Bank charges pack is free to download.
The problem with credit card charges. The idea of charging people an administration fee when they miss a payment or go over their credit limit is, in essence, perfectly fair. However, the Office of Fair Trading found in 2006 that charging £35 to send out a letter is not in proportion with the cost of actually sending the letter, which is an automated process. Charging so much for something that costs so little amounts to a fine, which is not allowed under consumer law. The OFT said it would not investigate any charges of less than £12, so in effect charges of above £12 are deemed "unfair" and can be reclaimed. Reclaim them now. The FSA has allowed the banks to put all claims on hold for unfair bank charges, but this doesn't apply to credit card charges.

For years and years credit card companies have managed to get way with ridiculous charges and when you run up big bills the interest just keeps piling up each month making it impossible to clear, and to add insult to injury they write to you and congratulate you on the increased level of credit you can enjoy. That is a clear indication they want you more in debt as to owe them more and more money its good business for them. Well its time you fought back and cleared your credit card debt for ever, buy wiping out the debt. Firstly did you sign the agreement for your card or loan before 6th April 2007? And secondly do you have an outstanding balance? If you have answered YES to those first two questions then you qualify for a possible claim.

Its reported the PPI (Personal Protection Insurance) market is worth an estimated £5bn, with more than 20 million policies in force, but banks have been criticised for mis selling expensive policies that customers find hard to claim on. Our a step-by-step guide includes free template letters for reclaiming loan and card insurance premiums

FSA study reveals that, of the 30 firms it investigated selling PPI with revolving credit (i.e. Credit and store cards and catalogues), unsecured loans and sub-prime mortgages and secured loans:

Around half of the firms did not take reasonable steps to make sure customers did not buy policies which they could not claim on or offered only very limited cover;
Advice on PPI was likely to be poor, with most firms not having systems in place to assess suitability adequately;
There was an over-reliance on product documentation at the expense of explaining the policy to the customer orally, with most firms selling by telephone not giving enough information about exclusions;
The quality and timeliness of product and price disclosure by some firms selling single premium policies was poor;
The level and structure of incentives and targets for sales staff might encourage mis-selling in some firms;
Training and competence of sales staff was not adequate in around half of firms;

Banks are believed to make between £2 billion and £3.5 billion a year in fees charged when customers go into unauthorised overdraft.
Download their FREE simple to follow information pack today to make a valid claim for compensation and receive and keep all the compensation awarded why pay fees or charges to a company when you can do it yourself and keep all the money, most companies can charge as much as a third of what you get back, in some cases charge an upfront fee in the hundreds.
Why Buy their Pack ? well ....
There is NO upfront fee
NO back end fee or comission
Keep all 100% of the compensation
Why pay some companies upfront fees £500+ and back end fees of up to 25% of the compensation to do your claim
Do it yourself and keep ALL the money. It's simple with the right information
Easy to follow step by step guides with ready made template letters
ONE OFF payment GUARANTEED
7 DAYS COOLING OFF period

Cant be bad, they are worth checking out before you get stung by other firms.

For more details visit; http://www.dyoclaim.com/

# # #

DYO CLAIM offers exclusive money saving and reclaiming guides with ready made templates to help eliminate debt or reclaim unfair bank charges. People are always trying to save money, especially with today's economy.
Visit ; http://www.dyoclaim.com/.