How to Overcome High-Pressure Credit Card Debt Collection Tactics

Oct. 29, 2009 - PRLog -- If a debt collector calls you at work and you tell him that you can’t talk to him when you are on the job, he must stop contacting you there immediately.

Also, if a debt collector calls you at work, he can’t tell your coworkers or boss that he is trying to collect a debt that you owe. Yet 8,092 consumers complained about this practice last year.

Disclosing Your Debts to Others:
Recently, a caller on a talk radio show described how a debt collector called her and told her to go knock on a neighbor’s door and tell that person to answer their phone when the collector called! But debt collectors are not allowed to tell anyone else about your debt unless that person is your spouse, a cosigner on the debt, or an attorney.

The only reason a debt collector can contact your neighbors or co-workers is to find out how to locate you – and even then the collector can’t indicate that you owe a debt. Once the collection agent finds out how to reach you, his calls to other people should stop.

Consumers filed 6,949 complaints about this type of illegal behavior in 2008. The FTC warns that this practice is especially serious because it can put a consumer’s personal and professional life in jeopardy.

If you are dealing with collection agencies, it is important to know your rights so you don’t make bad financial decisions under pressure. Remember there are rules that collectors must follow when collecting debts and they are breaking the law when they don’t.

“At Key Debt Services, our Settlement Coaches are on hand to help our customers’ with abusive debt collectors, who are violating consumers’ rights.  Our staff is trained on the Fair Debt Collections Practices Act (FDCPA). Our goal is to make sure our customers are educated, and know their rights, while they are in our Debt Settlement Program.” said Wyatt Johnson, president of Key Debt Services.

About Key Debt Services
Key Debt Services was founded with one goal in mind -- to help our clients become debt free.
Our proven system provides a long-term solution -- in the shortest amount of time without filing bankruptcy -- to help our clients get out of debt and stay out of debt.
Through the established relationships that we have with the creditors and financial institutions, Key Debt Services are able to successfully settle the debts of our clients at a substantial discount. Creditors are willing to negotiate a debt with Key Debt Services, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner.


For more information contact: Wyatt Johnson at 866-216-3328 wyatt@keydebt.com

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Our experienced team of experts help our clients achieve their goal of eliminating debt and regaining financial independence. We have a proven track record and are here to assist our clients reach financial freedom.