Annuity Rollovers Help Increase Your Mutual Fund Returns

PR Log (Press Release) – Nov 06, 2009 – Chicago (InsuranceAgents.com) – Mutual funds are not always a retirement fund type of investment but an opened ended investment. There is not always a goal in mind when investing in mutual funds and the risk is pretty high, especially these days with the slow market. Changing your mutual fund over to an annuity will not only decrease some of your risk, it will also help increase your return rate on your investment.

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In a recent article posted by InsuranceAgents.com, “Explaining the Mutual Funds to Annuity Rollover,” they explain that such rollovers are targeted more towards middle-aged investors who are very familiar with investments and dealing with the money market. There are three types of annuities that investors can choose from, fixed, variable and indexed. A fixed annuity is the least risky because your interest rate will be fixed during your accumulation process, which could keep you from maximizing on your return amount, whereas a variable annuity allows for the rate to fluctuate according to current market standards and increasing your chances of a higher return.  An indexed annuity is, “a middle ground with the ability to be involved in market gains but also having the comfort of a credited interest rate,” states the article.

Before making any investment changes, no matter how much of an expert you are, it’s always a good idea to consult a professional. Life insurance agents specialize in annuities and can help you make the best change possible for you and your investment.