Chapel Hill resident and author Deborah Gorman has published Free and Clear: Break the Debt Habit and Gain Financial Liberation a step by step guide to formulating an action plan to gain freedom from debt ranging from evaluating your finances, organizing, recording and tracking expenses and income, to creating a personalized financial plan, how to save, dealing with creditors, and repayment of debt.
Besides being a practical, inspirational how-to guide, Free and Clear: Break the Debt Habit and Gain Financial Liberation provides a list of many additional resources available in book format or online.
A free sample can be downloaded at http://www.smashwords.com/
Launched in 2008, privately held Smashwords operates a digital publishing platform and online bookstore for independent ebook authors, publishers and their readers. The free service puts authors and publishers in full control over the publishing, pricing and marketing of their work. In addition to receiving exposure to hundreds of thousands of potential readers on the Smashwords website and via distribution on Stanza, authors and publishers receive up to 85% of the net proceeds for their works. For readers, Smashwords offers the opportunity to discover exciting new voices in fiction and non-fiction. Smashwords Incorporated is based in Los Gatos, California, and can be reached on the web at http://www.smashwords.com. Visit the official smashwords blog at http://blog.smashwords.com.
Originally from Chicago, Deborah Gorman has been a journalist and United Methodist Pastor in Wisconsin. Her work has appeared in numerous publications. Since 2004 she has been the owner of Advance in Reading, which has helped struggling readers of all ages to achieve reading success. Deborah now lives in Chapel Hill, NC.
