Homeowners Insurance Can Financially Protect Dog Owners from Attacks

Oct. 19, 2009 - PRLog -- Chicago (InsuranceAgents.com) - Homeowners all across the country are also dog owners. Many dogs are considered members of the family and its hard to imagine the fact that one day your dog could bite someone on your property and cause legal action to be taken against you. Dog bite statistics have continued to rise over the last few years, so all homeowners should take precautions just in case.

http://www.insuranceagents.com/dog-bites.html

In a recent article posted by InsuranceAgents.com, "Dog Bites and Homeowners Insurance Claims," they state that more than 4.5 million Americans are bitten by dogs every year and in 2008, dog bite claims cost insurance companies over $300 million. "You must list any dogs you own in your homeowners insurance policy if you want coverage if they bite someone," states the article, "Unfortunately, dogs that are known for being aggressive could be red flagged by your insurance company as high risk which means higher premiums. But if your dog isn’t listed in your policy and it bites someone then you may not be covered which could be financially devastating." If you have a dog, aggressive or not, do the responsible thing and list them on your homeowners insurance policy. If by some chance your dog happens to bite someone in the future, you will know you are financially protected against any loss due to law suit or medical billing.

Accidents happen and the last thing any homeowner wants to do is file a claim with their insurance company, but its better to be safe rather than sorry. If you are a dog owner, speak with your homeowners insurance agent today to ensure your dog is listed on your policy and you have the right amount of liability insurance coverage.

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