Life Insurance Rates Affected by Weight

PRLog (Press Release) - Oct 05, 2009 -
Chicago (InsuranceAgents.com) – Life insurance rates are determined by several things, your age, health and even by how much you weigh. Overweight people are considered high risk to insure because of all the health risks that can be caused by obesity like hypertension, coronary heart disease and type 2 diabetes.

http://www.insuranceagents.com/size-matters.html

In a recent article posted by InsuranceAgents.com, “Size Matters: How Weight Affects Life Insurance Rates,” they discuss how life insurance companies determine your weight and how you can help lower your rates by staying as healthy as possible. “? Most insurance companies judge you by how much body fat you’re carrying, which is calculated using your height and weight to determine your Body Mass Index (BMI). You are considered overweight if your BMI is between 25 and 29.9. If your BMI is over 30, you are considered obese,” states the article. Depending on the company you are looking at for your life insurance needs, many people can get affordable rates even if they have a BMI of 26 or 28. By maintaining a good diet and exercising regularly, your BMI can be improved and your life insurance rates will continue to decrease. Don’t get too low however, if your BMI goes below a certain level, you are considered high risk as well and your rates will remain high.

To find out more about how your weight will affect your life insurance rates, contact a life insurance agent in your area. They will be able to answer all your questions and give you tips on how to save as much money on your life insurance rates as possible.