Renters Insurance Claims Likely Denied if not Properly Filed

Oct. 1, 2009 - PRLog -- Chicago (InsuranceAgents.com) – Renters have insurance policies in order to protect your belongings and when you have to file a claim, this means something of value of yours has become damaged. The stress from the damage is enough to make you not think straight but in order to properly receive a payout from your insurance lender.

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In a recent article posted by InsuranceAgents.com, “Filing a Renters Insurance Claim,” they say the fact of owning a renters insurance policy is not enough, its knowing the procedures that will get you what you deserve from your insurance company. “Knowing how to correctly file a renters insurance claim will help you pick up the pieces if your property is damaged, stolen or lost. A renters insurance claim properly filed will also cover any medical and legal expenses you may be responsible for if someone is injured in your home,” states the article. If you find yourself in the position where you need to file a claim with your renters insurance company, the best advice you can listen to is to not wait. When you notice damage in your home, your first phone call should be to your insurance company to report the damage, unless your home was broken into, then contact the police first. Document the damage as best you can, even if you have to use the camera on your cell phone. Any documentation is better than nothing and try to get as much detail on the photos as possible.

Filing renters insurance claims does not have to be a hassle. If you follow the proper steps and have adequate coverage, you will not be denied a claim. Be sure to review your policy regularly to ensure you have the insurance you need for your home.

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