Home Insurance Quotes Can Be Lowered With Lightning Protection

Sept. 30, 2009 - PRLog -- Chicago (InsuranceAgents.com) -  Homeowners insurance policies may or may not provide you with protection again lightning strikes. Lightning damage can be more extreme than most people realize, and not just to the outside of your home but throughout the inside as well. Whether you have a policy with lightning protection or not, there are ways to save money on your homeowners insurance policy by taking other precautions.

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In a recent article posted by InsuranceAgents.com, “Preventing Lightning Damage Can Lower Your Homeowners Insurance Quotes,” they provide alarming statistics about lightning strikes. “According to the Insurance Information Institute, insurance companies paid a total of more than $1.65 billion in damages caused by lightning last year,” states the article. During lightning storms, those who unplug air conditioners, appliances and electronics, will help prevent surges that are caused by lightning strikes and prevent damage to those items. Homeowners who install lightning rods and energy shields or surge protectors will prove to their homeowners insurance company that they are lower risk for lightning damage. These special installations help direct lightning directly into the ground instead of allowing it to travel through your home and case damage.

Whether you have lightning protection on your home or not, saving on your homeowners insurance policy is easy by taking precautions that will prevent extreme damage to your home. Meet with your homeowners insurance agent today to discuss your options and update your policy and home today.

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http://www.insuranceagents.com/lightning-prevention.html