Homeowners Insurance Quotes Impacted Personal Belongings

Sept. 20, 2009 - PRLog -- Chicago (InsuranceAgents.com) – Homeowners know that their homeowners insurance premium is determined by a series of factors. Since homeowners insurance policies cover the contents of your home as well, insurers take precaution when it comes to insuring expensive items that cost a lot to repair or replace.

In a recent article posted by InsuranceAgents.com, “10 Purchases That Increase Homeowners Insurance Quotes,” they highlight the items that could increase your home insurance premium and why they can pose such a high risk. “Pets in particular can increase your homeowners insurance quotes because they can cause both damage to your home and also pose a liability risk (biting the mailman or guests, damaging property of visitors, tearing up your neighbor’s prize-winning rose garden, for example),” states the article, “Items like one-of-a-kind artwork, rare antiques or your engagement ring are likely to make the most impact on your homeowners insurance quotes, because they are hard to replace and have much larger price tags on them than, say, the new rug you bought.”

http://www.insuranceagents.com/10-purchases.html

If you have any expensive items in your home its important for you to review your homeowners insurance policy to make sure you have adequate coverage for every item. To update your insurance policy and to find an affordable premium, contact a homeowners insurance agent in your area for assistance.

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InsuranceAgents.com provides consumers with access to insurance information including articles, quotes, and comparisons.

http://www.insuranceagents.com/homeowners-insurance/