HealthyFlorida.com
Buyer beware of the phrase “Discount Health Insurance”
First’ lets look at Healthcare and how the system works. Then you can decide on the phrase “discount”
The major cost of care comes from;
1. Doctors
2. Hospitals
3. Drug Companies and the research needed to bring a drug to market.
4. The above 3 defending themselves with legal fees. They are sued constantly.
(Opinion-Tort reform is a must in America).
Now ask yourself the question “Is the tail waging the dog or is the dog waging the tail”
Insurance company = Tail
The list above, 1 thru 4 = Dog
In reality Insurance companies have very little control over costs. Actually the only way they can control monthly premiums is to pay only so much for care.
This really angers the providers. They typically will say the insurance companies do not pay them enough. Could you imagine what the charges would be if someone was not putting a lid of charges!
Knowing what I have mentioned, do you really believe this group is offering discounts that are really meaningful? Do you think they receive a payment for the so-called discount card?
In reality, Hospital and Doctors have set fees that they have negotiated with Insurance companies. Try saying to your Hospital after surgery , I have this discount card that says I get 10% off on that Heart Surgery. Heh Docs ! I paid $25 for this card online !
What do you think they will say? This could be embarrassing.
If it sounds to good to be true…….Well you know the rest.
Real comprehensive medical care cost allot. That is why the cost of Insurance is so high.
To reduce Insurance premiums, we must reduce the cost of care. We must have Tort Reform in America. We must get the cost of bringing drugs to market way down and much faster.
Tip: When you feel like buying a ‘Discount Medical Card”, call your local Hospital and your Doctor and ask what they think of that “Discount Card”.
Best advice. Shop for real full comprehensive coverage that includes Doctor visits, Hospital and Surgery and prescription drug plan. Most important a true network of Doctors and Hospitals (National is best). Look for plans that have 1million to 5 million in coverage. Not $25,000 as these “discount plans” offer.
Call a State Licensed and Appointed agent with several “A” rated national carriers that you can compare. It’s your care that you are shopping for ! Don’t discount yourself ! Real Insurance cost real dollars….
For information, quotes and comparisons.
Healthy Florida’s services are always free to the consumer.
They will help you find the best company for your needs.
Call or go online.
(877) 337-4168
www.HealthyFlorida.com
Photo:
http://www.prlog.org/
