(877)337-4168 Help Desk
You may be one of thousands of Americans that have lost their Health Insurance from losing a job, or you just could not afford the premiums and had to cancel your policy. You may be one that just has not taken the plunge and gotten yourself a policy. You are not alone; you are part of a growing problem. Estimates show 40-47 million Americans are without health insurance coverage.
So what should you do? First, do not ignore the need for Health Insurance. Procrastination is your enemy. At our agency, www.HealthyFlorida.com, we get calls everyday from people saying; “I will wait for the ‘Obama Plan’." Keep in mind that if Congress does pass national health insurance, it may take 1 to 2 years to implement. This is a huge undertaking and cannot in anyway be implemented immediately. Do you really think it will cost a lot less? Are you willing to take that gamble on your family’s security by being exposed to tremendous medical bills? Do you really know the cost of care in your local hospital? Does $10,000 per day sound crazy?
My own personal example - 3 years ago I had my Gall Bladder removed. After 3 days in the hospital my bill exceeded $33,000.
Ask yourself if you are a gambler. If you are, do you make super large bets and win?
Do you believe this phrase? I never go to the doctor; therefore I do not need insurance. This goes with, “I never change the oil in my car because there is no smoke coming out of the tail pipe.”
Are you aware that you may not qualify to get Individual Insurance in Florida once you have serious health problems? Do you say, “Policies are too expensive, so therefore I will not get one”?
What to do.... Become informed. Call an independent agency such as Healthy Florida that has many carriers to shop from. At our agency we have 44 carriers with 100's of policies to pick from. Policies from $40 and up per month. Did you know that licensed agencies in Florida are the same price as going direct to a carrier? They are called “filed rates”. Agencies offer you choices and will gladly compare companies for you. Calling a carrier direct does not offer a comparison to competitors. Agents work for YOU and they are a free service to you the consumer!
Do not assume that it is all very expensive. That is just not true.
Ask for hospital only policies. Ask for catastrophic plans. They may not be "full coverage", but they will help in the case of a big health event.
For more information and quotes
Call or go online.
(877) 337-4168
www.HealthyFlorida.com
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