Health Insurance Is Scarce for Teens, Especially Minorities

Sept. 4, 2009 - PRLog -- Chicago (InsuranceAgents.com) – In today’s economy, job loss is at an all time high and insurance rates are rising as well. Many families who counted on their employee benefits for themselves and their families are finding themselves without health insurance. Its important for everyone to have proper health insurance in America, especially children and young adults but parents shouldn’t have to be in a constant struggle to afford the proper healthcare they need for their families.

http://www.insuranceagents.com/ethnic-teen-health.html

In a recent article by InsuranceAgents.com, “Health Insurance Options for Ethnic Teens and Young Adults,” they discuss the lack of coverage teenagers suffer from and options to get them the coverage they need. “Ethnic and racial minority workers are more likely than whites to be uninsured, most likely due to not being able to work in jobs where health insurance benefits are offered; working for small companies who do not offer employer-sponsored health benefits; and not being able to afford the health insurance premiums when coverage is offered,” states the article. Parents have several options in order to find healthcare to their children.

Many businesses offer some sort of healthcare benefits to full time employees, if the employer does not pay it for, it will be offered to the employee for a small premium. Medicaid is a huge federal health care program that offers health care benefits to low income families. If you are unable to afford healthcare because of the amount of income you make, you and your family can receive care through the government

Visit InsuranceAgents.com for more information.

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http://www.insuranceagents.com/health-insurance/