Insurance premiums are on the rise faster than ever. In fact, many Anthem-Blue Cross policyholders were recently notified of increases in the 30% - 40% range, which has many outraged. This trend is projected to continue with other carriers planning increases as well. Orange County health insurance agent Michael Kortz has found a way to combat these increasing costs.
"I've been receiving a steady stream of calls from unhappy people looking for relief from these increases" states independent health insurance agent Michael Kortz. Most feel that there isn't much a policyholder can do once an increase has occurred, but they do have options. "I've been introducing clients to new low-cost options offered by major insurance carriers."
Major carriers such as Aetna, Anthem-Blue Cross, Blue Shield, Health Net, and Kaiser Permanente have come out with low priced options in the individual and family marketplace. Realizing that people often pay for benefits that they don't really need, carriers now offer plans that omit certain benefits.
For example, some carriers offer plans that have stripped away maternity coverage, while others may limit the number of office visits are covered before the deductible kicks in. As a result, there are significant savings.
"It's simply a matter of matching an individual or a family with a plan that meets their unique needs," states Michael Kortz. By sifting through the hundreds of available plans, it's not uncommon to help someone save 30% - 50% on their monthly health insurance premiums.
For those seeking relief, independent health insurance agent Michael Kortz, located in San Clemente, Orange County, California is offering health insurance evaluations for California residents only. He can be reached at (866) 606-2261 or via his website at http://www.tfp8.com
