Timetoinvest.ca unlike many other sites does not provide instant real time quotes online; rather it collects as much information from the potential client as they are willing to share to help determine the most appropriate coverage with the most appropriate riders for the individual or family. The illustration is prepared by an actual advisor and is then emailed within 24 business hours.
Melanie Scott a recent client of timetoinvest.ca shared her thought s on the quotation process, she said “the instant quotes from other websites only gave me a quick picture of the premiums, I could not compare the term of companies effectively, is the policy convertible?
The quotes are sent to your email in adobe pdf format, it contains the actual information from the life insurance company presented. The illustration includes information such as renewal amounts for term products, cash values on whole life products and return of premium schedules for the return of premium option on critical illness insurance products among much more detailed information.
Currently you can receive quotes for Life Insurance, Critical Illness Insurance, Long-term care Insurance, health benefit insurance, and we are told that there will soon be a quotation for mortgage insurance protection on the website.
Timetoinvest.ca has access to the majority of life insurance companies here in Canada. Life insurance companies that they offer include the following:
• Assumption Life
• AXA
• Canada Life
• Cumis
• Desjardins
• Empire Life
• Equitable Life
• Great West Life
• Industrial Alliance
• Manufacturers Life Insurance Company
• RBC
• Standard Life
• Sun Life
• Transamerica
• Unity Life
• Western Life
Products and services offered on the website are offered by Neil Lecky through Alliance Financial Group and mutual funds are provided through the mutual fund dealer Investia Financial Services Inc.
The products and services include Term Insurance, Universal Life Insurance, Whole Life Insurance, Critical Illness Insurance, Long-Term Care protection, Group and Individual Health Plans, Travel Insurance, GIC’s, Mutual Funds including the recently popular gold bullion fund from Sprott, RRSP’s, RESP’s, Guaranteed Income for Life investments and more.
For more information and to receive a free customized illustration visit www.timetoinvest.ca.

