Manufactured Home Insurance Different from Homeowners Insurance

July 24, 2009 - PRLog -- Chicago (InsuranceAgents.com) – Average homeowners insurance is different than manufactured home insurance and it’s important that if you own a manufactured home that you make sure your home is properly covered. Your manufactured home insurance should be customized to your home, leaving no gaps in your coverage and ensuring you have all the protection you and your family need.

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In a recent article by InsuranceAgents.com titled, “Manufactured Home Insurance: What Coverage to Look For,” average homeowners insurance does not offer the amount of coverage needed to protect a mobile home and if you don’t have the proper amount of coverage, damages that occur will end up costing you. “Manufactured homes, also known as mobile homes, are homes that are pre-fabricated or assembled off-site and then relocated to the area they will occupy,” states the article, “Generally much more inexpensive than traditional homes, these homes require their own kind of coverage—a standard home insurance policy may not offer the right kind of coverage. You’ll need customized manufactured home insurance.” Your coverage should include physical damage, content and liability coverage.

Any good manufactured home insurance should cover any damage that is caused to your home from weather, robbery, vandalism, and pluming and electrical problems. In order to ensure your belongings are safe, make a list of all the expensive, important things you own, like furniture, clothes, appliances and electronics and your insurance agent will make sure you have the coverage you need to properly cover your things. Most home insurance policies come with liability coverage, but its not ever enough to cover medical bills and legal fees if you or someone else get injured on your property. Meet with your insurance agent to ensure you have all the appropriate coverage for your home and continue to shop online for affordable homeowners insurance quotes.

Visit InsuranceAgents.com for more information.

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