Car Insurance Premiums Affected by Automobile Make and Models

PRLog (Press Release) - Aug 06, 2009 -
Chicago (InsuranceAgents.com) – When shopping for auto insurance, you know your credit score and your driving record will affect the price of your premium, but did you know that the make and model of your car has just as much of an affect? Your insurance agent will factor in the type of car you drive as equally as your credit and driving record. If you are in an accident or need a repair, expensive cars are expensive to replace and fix, your premium will be high because it’s the insurance company that will be losing out if you ever get into an accident.

http://www.insuranceagents.com/most-expensive-cars.html

In a recent article from InsuranceAgents.com, ‘Most Expensive Cars to Insure: Make and Model Matter,’ they explain the high risks of theft and vandalism could affect your car insurance premiums. “If your car is one of models that has been reported stolen frequently in the last year, your car insurance premium will reflect that”, the article states, “Let’s not kid ourselves—the average car thief is not going to bother breaking into a beat-up old station wagon with a missing taillight. It’s the new and luxurious cars they want.”

Researching the possible costs of your car insurance before you buy a new car is always the responsible thing to do. You don’t want to buy a car and then find out your insurance rate is going to cost your thousands of dollars a year. Shopping online is the best way to find and compare multiple car insurance quotes. You will be able to find an affordable policy with the coverage you want.