You purchase auto insurance but do you know what you’re buying? All you know is that it is required by law. You should know what you’re purchasing more than ever now in this economy. The Facts:
What is Liability Coverage?
•If you, or another covered driver, are legally responsible for another person’s injury or death, or cause damage to someone’s property in an auto accident, liability coverage helps pays the cost associated with those losses and damages.
Medical Expense Coverage?
•Pays for reasonable and necessary medical expenses due to accident-related bodily injury, regardless of who is at fault.
Comprehensive Coverage?
•Covers damage or loss to your vehicle caused by almost anything other than a collision or rollover.
Collision Coverage?
•Pays for accidental damages caused by collision or rollover, regardless of who is at fault.
Uninsured Motorist Coverage?
•Pays for anyone riding in your vehicle that is injured or killed in an at-fault accident by an uninsured vehicle or if a driver is at fault and is never identified (hit-and-run.)
Underinsured Motorist Coverage?
•Pays for anyone riding in your vehicle that is injured or killed in an at-fault accident by a vehicle whose driver has insufficient liability limits to cover your losses. It also protects you and covered members of your household if struck by a vehicle as a pedestrian.
Do you need all of these features?
That is for you and your agent to determine. If you would like an instant quote from a BBB Accredited Insurance Agency then go to http://www.arizona-
