Obviously there will be a certain amount of human interaction necessary for a while, but within about 2 - 3 years, I am predicting a major change toward the direction of do-it- yourself kits. Bank of America and plenty of other banks are now providing much more information and access to information than ever before, and its all been spurred on by the huge bottleneck in the loan modification and refinancing programs initiated by the government. There are companies that clearly see this trend and are ramping up for this.
One such company is offering a do-it-yourself loan modification kit, and it even comes with phone support and even your very own loss mitigation specialist to help inform you of your options before contacting their lenders. http://www.diyloanmodificationservice.com
What a great alternative to paying thousands of dollars to an attorney. For about $300 you can get it all, and be much better informed than you would of going it alone or going it through an attorney. This company will even let you use this $300 toward a full blown legal service if need be, that can handle other issues that might be preventing you from getting a loan modification, such as credit card debt. http://www.debtrestructuringcenter.com
One more company to check out for legal loan modification, is http://www.loanmodus.com




