A public adjuster works directly for the policy owner, not the insurance company. Many homeowners hire a public adjuster to document, expedite a claim, and engage the insurance company directly on behalf of the policy owner. Through a public insurance adjuster, the insured can often recover a higher settlement than they would otherwise have been awarded, allowing for a faster and more complete restoration of the damage.
H&H Environmental provides the following public insurance adjuster services, including:
Evaluating existing insurance policies to determine what claim coverage is applicable.
Research and report on the overall damage.
Determine the values for covered losses.
Negotiating settlements with the insurance company on behalf of the insured.
Recommending future improvements on the insured's policy.
Re-opening claims and renegotiating the damages if discrepancies are discovered after the claim is settled.
Public adjusters can usually recover more than a homeowner than they would normally be able to secure on their own. The fees for the service are percentage of the homeowner's recovery, and only if the insurance company pays the homeowner for their damages.
Because the recoveries are generally more than a homeowner could recover themselves, having a public adjuster can more than pay for itself.
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About H&H Environmental Construction and Consulting:
Having completed thousands of mold inspections and mold remediation jobs, our professional staff is experienced in handling projects ranging from small residential homes to corporate and industrial facilities. Serving NY, NJ, CT, PA, DE and MD.
Visit us at http://www.hhenvironmental.com