"HOME LOANS APPROVED
THE RIGHT WAY"
SAN ANTONIO, TEXAS – A certified mortgage compliance instructor with the state of Texas, author Julian Jackson has prepared hundreds of students to become licensed loan officers. As a result of the current issues facing the mortgage industry, Julian realized that much of the information that is taught to become a certified mortgage consultant is the same information that everyone should know when purchasing or refinancing a home.
Because lender requirements for loan approval have changed dramatically in recent months, gaining a comprehensive understanding of the new criteria before applying for a mortgage is critical for people purchasing real-estate in the future. “In the past, many people bought homes to keep up with the Joneses.’ Homebuyers today should be realistic about how much house they can comfortably afford. People concerned about securing real-estate financing in the current market should know that the risky loan programs that put previous homeowners in precarious situations in the past no longer exist.”
In His New Book Release –– Home Loans Approved The Right Way: Insider Secrets to Get Approved for the Best Rates and Programs (Aventine Press, 2009) – Julian provides readers with insightful and proprietary knowledge to show them how to quickly prepare their credit to qualify for a mortgage as well as determine which loans programs are the best suited for their situation.
The author also recommends that homebuyers start working with a mortgage provider well in advance of the real estate transaction. “Many people often wait until the last minute before contacting a loan officer. A good mortgage consultant can assist you in developing a plan and help you avoid the mistakes that many people often make when securing a mortgage.”
In addition to a step by step plan that assists potential home buyers and owners prepare for financing, the book offers vital information about down payment requirements, how to take advantage of historically low interest rates, and the importance of having money set aside for emergencies.
“The truth is people will always need a place to live. For the same amount that many people pay in rent, they could purchase their own home, but in order to take full advantage of the great deals in the real-estate market right now, it’s imperative that people educate themselves about the home financing process before buying.” says Julian.
In addition to getting prepared for homeownership, the book also discusses what home owners need to know to keep and maintain their home. “Qualifying for a mortgage is one thing, being able to comfortably afford and maintain your home is something else” the author states.
Julian’
For more information, visit: http://jcandi.com/
