Quality Claims Management Provides Free Insurance Check List for Home Owners and Renters

Quality Claims Management Corporation, www.qualityclaims.com, posted a free homeowners insurance Check List for home owners who are concerned about the type and amount of insurance they need to have in order to protect their homes and belongings.
By: Quality Claims Management
 
 
Quality Claims Management Free Homeowners Insurance CheckList
Quality Claims Management Free Homeowners Insurance CheckList
Jan. 14, 2009 - PRLog -- Quality Claims Management Provides Free Insurance Check List for Home Owners and Renters

Do You Have the Right Kind of Insurance and Do You Have Enough?

January 14, 2009, San Diego, CA – Quality Claims Management Corporation, www.qualityclaims.com, dedicated to helping homeowners successfully negotiate property damage claims with insurance companies, today posted a free homeowners insurance Check List for home owners, businesses and renters who are concerned about the type and amount of insurance they need to have in order to protect their homes and belongings.

“After a disaster, people often find that the insurance coverage that they have been paying for years and years, does not cover their losses,” said Ron Reitz, President of Quality Claims Management. “By that time, it is too late. Unless you ask, and know what to ask for, you may not be getting the right amount or the right types of insurance you need to cover your home, possessions, collections and other items.”

Homeowners should have Replacement Cost Coverage. This coverage will pay the actual  cost to replace an insured’s property. In contrast, Actual Cash Value coverage only pays the Fair Market Value. In other words, the insurer will only pay a depreciated amount based upon the age of the property. So if a family has a disaster and many of their belongings are lost or destroyed, they will only receive a small fraction of the money it will cost them to actually replace those items.

Even better is Guaranteed Replacement Cost Coverage. Not offered by many insurance carriers, it is preferable to any other coverage and pays the total amount it will cost to repair or replace the property – even if it costs more than the limits stated on the policy itself.

This free guide will help homeowners, renters and business people to determine if they indeed have enough insurance, if it is the correct kind of coverage and if they need any special policies or riders to cover collections, valuable art, jewelry, boats, etc. Reading an insurance policy with its convoluted language and industry specific terms can be daunting. This free insurance check list from Quality Claims Management will help homeowners and renters make sure that they are aware of their insurance needs and know how to find the best insurance coverage.

The free homeowners insurance downloadable checklist is available at the Free Insurance Guide and/or Checklist.doc


About Quality Claims Management

Quality Claims Management Corporation  provides hazard claim recovery services to investors, mortgage servicers, homeowners and businesses. All claims are adjusted by licensed insurance professionals for an equitable settlement and accelerated resolution timelines.

Quality Claims is nationally licensed as Public Insurance Adjusters and complies with Department of Insurance Regulations.

QCMC's core focus is unparalleled expertise in policy coverage and the technical aspects of mortgagee and homeowner claims. Quality Claims principals and managers have wide-ranging experience in the mortgage servicing industry and working in-house for one of the largest financial institutions in the United States. QCMC has worked with homeowners and businesses including those affected by catastrophic natural disasters such as the 2003 and 2007 Southern California Wildfires, and Hurricanes Katrina, Rita and Wilma.

Contact Quality Claims Management at http://www.qualityclaims.com and/or 866- 450-1183

Press Contact
Mark Shapiro
SRS Tech PR for Quality Claims Management
www.srs-techpr.com
619 249-7742

# # #

Quality Claims Management Corporation provides hazard claim recovery services to investors, mortgage servicers, homeowners and businesses. All claims are adjusted by licensed insurance professionals for an equitable settlement and accelerated resolution timelines.

Quality Claims is nationally licensed as Public Insurance Adjusters and complies with Department of Insurance Regulations.

QCMC's core focus is unparalleled expertise in policy coverage and the technical aspects of mortgagee and homeowner claims. Quality Claims principals and managers have wide-ranging experience in the mortgage servicing industry and working in-house for one of the largest financial institutions in the United States. QCMC has worked with homeowners and businesses including those affected by catastrophic natural disasters such as the 2003 and 2007 Southern California Wildfires, and Hurricanes Katrina, Rita and Wilma.
End
Source:Quality Claims Management
Email:***@srs-techpr.com Email Verified
Zip:92131
Tags:Insurance, Homeowners Insurance, Free Insurance Guide, Fire Insurance
Industry:Insurance, Real Estate, Home
Location:San Diego - California - United States
Account Email Address Verified     Account Phone Number Verified     Disclaimer     Report Abuse
SRS Tech Media Relations PRs
Trending News
Most Viewed
Top Daily News



Like PRLog?
9K2K1K
Click to Share