LAS VEGAS – With families across the Las Vegas Valley cutting their expenses and saving money in face of the recent economic downturn, Distinctive Insurance is working hard to educate consumers about the need to maintain individual health insurance plans and shop around for the best deal to fit personal needs and budgets.
“We are one of few commercial insurance brokerages in town that has a division specifically focused on the specialized needs of the individual market,” said Jonathan Johnson, Principal with Distinctive Insurance. “There are many important factors to consider when analyzing insurance options and a trusted advisor is a valuable part of the insurance purchasing dynamic.”
Individual policies are an attractive option in many circumstances. For example, those who are in between jobs due to the economic downturn, do not have access to coverage through their employer, are not eligible for coverage with their employer, want an alternative to COBRA or have dependents should consider individual policies.
Also, unless an employer contributes a substantial amount of the premium, individual policies can be a less expensive option - especially for dependents.
“During tough economic times it is important to balance the cost of the coverage with the benefits needed,” Johnson said. “While healthy people can often get health care coverage at a very low price, the important factor to consider is that the coverage meets the needs of the individual. There are too many low cost policies out there that supply little coverage. An insured should not discover the limitations of a policy in their time of need.”
Distinctive Insurance directly works as the client’s advocate with specific needs and budget in mind. Their responsibility is to gather specific information and present it to multiple insurance carriers on behalf of the insured. While health insurance is not guaranteed in the State of Nevada, Distinctive Insurance will try to best match the client’s needs with a policy.
“We competitively comparison shop policies from many insurance companies to find the best solution for our client,” Johnson said. “We really want to ensure that every one of our clients is matched with the best policy they can afford in their time of need.”
Applying for a policy is easy. Distinctive Insurance utilizes time-saving technology for its clients, such as being able to complete an initial application conveniently online from home, without compromising the important individual touch. “Whether they apply in person, over the phone or over the Internet we strive to provide the best customer service for our individual policy clients,” said Johnson.
For more information on individual health care plans, or to comparison shop your individual plan with others, please contact Distinctive Insurance at 702-396-4844 or visit them on the web at www.distinctive.net.
About Distinctive Insurance
Since 1990, Distinctive Insurance has been providing insurance and employee benefits consulting services to the Southern Nevada business community. Distinctive was founded upon the belief that a Benefit Advisory firm should function as an arm of the company it represents. It is our responsibility and privilege to bring substance and value into the companies we work with. As the industry has evolved, we embraced technological advances without sacrificing personal attention and service. We are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions.
Obtaining competitive quotes for coverage and handling claims problems is only a small part of what you should expect from your insurance and employee benefits advisors. Distinctive Insurance goes farther, providing quality service throughout the year, including custom employee communication materials, human resources tools, claims data analysis services, and much more. We use these tools to help you meet your benefits objectives, and will raise the bar for what you expect from your insurance broker.
For more information about Distinctive Insurance, please visit their website at www.distinctive.net or call 702-396-4844.
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Media Contact:
Michael Gardineer
Principal
Distinctive Insurance
Phone: 702-396-4844
