Over the last decade we have developed what we call the "advanced methodology of credit repair", which assesses each client's unique credit situation and determines the fastest, most cost-effective methods to improve their credit scores.
Our firm utilizes the most cutting-edge methods of credit repair, allowing us to attack every negative item and credit inquiry on your credit reports within a very short period of time.
This exclusive program provides a three-prong approach to credit repair, which may include:
1. Use of Applicable Federal Laws and Procedures to Remove Derogatory Credit Accounts and Credit Inquiries
2. Addition of Positive Trade Lines to Boost Credit Scores (If Required)
3. Credit Management and Development Assistance
Our Aggressive Approach to Credit Repair
Removal of Derogatory Credit Accounts and Credit Inquiries
We have developed methods to effectively address every derogatory account and credit inquiry in a very short period of time without being "flagged" by the credit bureaus. This is an essential part of our program because traditional credit repair companies do not utilize our "advanced methodology of credit repair", therefore credit disputes are often not investigated by the bureaus and classified as "frivolous". This prolongs the credit repair process, costing you time and money, and allows traditional credit repair companies to collect monthly payments for an extended period of time.
Addition of Positive Trade Lines to Boost Credit Scores
Addition of the proper number and classification of positive trade lines is an essential part of credit development for most of our clients. If individuals do not have a sufficient # of positive trade lines reporting monthly, it is very difficult to attain high credit scores, even if we remove all of the derogatory credit items and credit inquiries. Addition of positive credit establishes a favorable payment history, which is required to achieve high credit scores and qualify for large purchases. We have developed a proprietary method of adding the required positive accounts to your files within a short period of time, which is why we can offer a guaranteed 720 credit score.
Credit Management and Development Assistance
Credit management and development is extremely important. Improper management of open accounts will temporarily lower scores and hinder your ability to qualify for high-limit credit lines. We will teach you how to "leverage" your credit history to qualify for larger lines of credit, and also teach you how to insulate your files, which prevents large monthly fluctuations in your credit scores.
Traditional credit repair companies only focus on removal of derogatory credit accounts, which account for 35% of your total credit score. Worse yet, removal of derogatory credit accounts in certain situations will lower credit scores! Don't allow them to play "russian roulette" with your credit. Consult our professionals that specialize in not only removal of derogatory accounts, but with addition of positive trade lines and credit management/development, which account for the remaining 65% of your credit score.
